Credit GuaranteeVerified 2026-08-21

Credit Guarantee Scheme for Startups (CGSS)

DPIIT / Startup India

📋 Overview

CGSS provides credit guarantee cover to Scheduled Commercial Banks, NBFCs and Venture Debt Funds extending loans/instruments to DPIIT-recognised startups without collateral. Guarantee coverage is capped per eligible borrower as notified under the scheme; detailed coverage percentages and ceilings should be verified on the official portal before relying on them.

Benefit summary

Collateral-free borrowing support via government guarantee.

📎 Typical documents

  • ✓DPIIT recognition
  • ✓Loan application
AIFund provides discovery and workflow assistance. Eligibility scores are indicative and must not be treated as approval, sanction or a government decision. Verify current rules on the responsible authority's official portal.