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Capital Subsidy + Bank Finance Verified 2026-08-21
PMEGP — Prime Minister's Employment Generation Programme
KVIC / Ministry of MSME
Credit-linked margin-money subsidy for new micro enterprises in manufacturing and service sectors.
Interest Subvention for Agri Infrastructure Verified 2026-08-21
Agriculture Infrastructure Fund
Ministry of Agriculture & Farmers Welfare
3% interest subvention on loans for post-harvest agriculture infrastructure projects.
Interest Subvention for AH Infrastructure Verified 2026-08-21
Animal Husbandry Infrastructure Development Fund (AHIDF)
Dept. of Animal Husbandry & Dairying / NABARD channels
3% interest subvention for dairy, poultry, piggery and feed plant infrastructure by private players, FPOs, SHGs, Section-8 companies.
Credit Guarantee Verified 2026-08-21
CGTMSE — Credit Guarantee for Micro & Small Enterprises
CGTMSE (Ministry of MSME)
Guarantee cover enabling collateral-free institutional credit to micro & small enterprises.
Credit Guarantee Verified 2026-08-21
Credit Guarantee Scheme for Startups (CGSS)
DPIIT / Startup India
Government guarantee cover for collateral-free loans extended to DPIIT-recognised startups.
Collateral-free Micro Business Loan Verified 2026-08-21
PM MUDRA Loan (PMMY) — Shishu / Kishore / Tarun
Department of Financial Services, GoI
Collateral-free loans up to ₹10 lakh for non-farm, non-corporate micro and small enterprises through all banks.
Working Capital Micro Loan Verified 2026-08-21
PM SVANidhi — Micro Credit for Street Vendors
MoHUA
Working capital loans of ₹10,000 / ₹20,000 / ₹50,000 with 7% interest subsidy for street vendors.
Artisan Credit + Toolkit Incentive Verified 2026-08-21
PM Vishwakarma
Ministry of MSME
Toolkit incentive ₹15,000 and collateral-free enterprise loans up to ₹3 lakh at concessional 5% for 18 traditional trades.
Capital Subsidy (Solar) Verified 2026-08-21
PM-KUSUM — Solar Pumps & Solarisation
MNRE
Central financial assistance for standalone solar agriculture pumps and solarisation of existing pumps.
Credit-linked Capital Subsidy Verified 2026-08-21
PMFME — PM Formalisation of Micro Food Processing Enterprises
Ministry of Food Processing Industries
35% credit-linked capital subsidy up to ₹10 lakh for micro food processing units.
Bank Term Loan Verified 2026-08-21
Stand-Up India
Department of Financial Services, GoI
Bank loans of ₹10 lakh to ₹1 crore for greenfield enterprises of SC/ST and women entrepreneurs.
Grant / Convertible Instrument Verified 2026-08-21
Startup India Seed Fund Scheme (SISFS)
DPIIT, Startup India
Seed support up to ₹20 lakh (PoC grant) and up to ₹50 lakh (investment) via incubators for DPIIT-recognised startups.