Artisan Credit + Toolkit IncentiveVerified 2026-08-21

PM Vishwakarma

Ministry of MSME

📋 Overview

PM Vishwakarma supports traditional artisans and craftspeople across 18 notified trades with recognition certificate, toolkit e-voucher of ₹15,000, skill training with stipend, marketing support, and collateral-free enterprise loans: first tranche ₹1,00,000 (18 months) and second tranche ₹2,00,000 (30 months) at concessional interest of 5% with government interest subvention.

Benefit summary

₹15,000 toolkit incentive; enterprise loan up to ₹3 lakh @ ~5%.

📎 Typical documents

  • ✓Aadhaar
  • ✓Bank account
  • ✓Trade-related self-declaration
AIFund provides discovery and workflow assistance. Eligibility scores are indicative and must not be treated as approval, sanction or a government decision. Verify current rules on the responsible authority's official portal.